LAW OFFICE OF BRYAN McENTEE

                                                                                                                                                                                                         

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MORTGAGE PRE-APPROVAL

The first step is a pre-screening. This happens before you start to shop for a home. At this stage the lender will review your financial situation. The lender will look at your income, assets and debts to determine your eligibility to for a loan. The lender wants to make sure you have enough income to be able to pay the monthly mortgage, are able to make a down payment, and that you do not already have too much debt or people you owe money to. The lender will likely also check your credit reports and credit scores as part of the pre-screening process.


The lender at this stage will also tell you how much money they are willing to lend you and provide you with a pre-approval letter that you can use when making offers to buy a home.


Once you have been pre-approved, you are ready to move out to the the PURCHASE AND SALE AGREEMENT.




The information on this Law Office of Bryan McEntee Website is for general information purposes only. Nothing on this or associated pages, documents,  comments, answers,  e-mails, or other communications should be taken as legal advice for any individual case or situation. Information on this website is not intended to create, and receipt or viewing of this information does not constitute or create, an attorney-client relationship. There is no Attorney-Client relationship created without a signed retainer agreement.  Attorney cannot  guarantee any particular outcome. Client is responsible for paying all costs and expenses.  

Waterbury photographs of the Clock Tower at Union Station and Carrie Welton Fountain copyright Daniel M. Lynch. Used with Permission.

 

                                                                             

                                                            

 

 



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LAW OFFICE OF BRYAN MCENTEE

         19 Mitchell Ave, 2nd Floor
            Waterbury, CT 06710

           Phone: (203) 982-8396
               Fax: (203) 413-2925